Use cases
The document has not changed in thirty years. What changes is how long it takes you to find the part that matters.
Analysts and researchers
Ninety per cent of this year's risk factors are last year's risk factors. The comparison hands you the other ten — new paragraphs in full, dropped paragraphs in full, and rewrites with both versions side by side — so a 10-K review starts at the part that moved.
12 credits per call
Diligence teams
Removed language is the half nobody reads. A risk that quietly disappears between two filings is a decision someone made, and the comparison surfaces it as plainly as an addition — with the accession numbers of both filings so you can take it to the source.
12 credits per call
Competitive and market teams
Run the same comparison across a set of tickers and read what an industry started worrying about in the same year. Each call is independent and priced the same, so a fifteen-company sweep is arithmetic rather than a negotiation.
12 credits per call
Finance and reporting
Annual revenue, income, assets and cash flow read out of a company's own XBRL — each point carrying the fiscal year, period end and the accession number it came from, plus the tag that answered. When a company does not tag something, you are told which metric and asked nothing for the call.
5 credits per call
Legal and compliance
The index gives you every 8-K with its item numbers, every proxy, every annual report, filterable by form and date window. From there the comparison shows how the disclosure language around an event changed once it landed in the annual filing.
3 credits per call
AI agents
REST with a bearer key, MCP for Claude, Cursor and the Ounie AI Team, or keyless x402 in USDC on Base. Every response carries its sources and its own honesty line, so an agent passing the answer along passes the caveat with it.
3 credits per call
Filings Desk reports what a company filed and how the language changed. It is not investment advice and it is not a recommendation.
Every use above is a reading task. There is no score, no rating and no outlook in this product, and no price or market data of any kind — EDGAR holds filings, not quotes. What a company wrote, and how the writing moved, is the entire surface.